Not easy to do for you who do not know the difference in mobile banking with SMS banking as a new customer of a bank. Let alone how to use each of these products, although similar can be said but not the same. First you need to know the tool used in mobile banking and SMS banking. Use of this tool is essentially a transaction using a mobile phone (mobile). Second, the facility provides a menu similar service is also on your mobile phone screen. For example; money transfer menu, to find information and other deposits.
To find the difference turned out to mobile services that are used for mobile banking must be facilitated GPRS. While SMS banking does not need to go through the GPRS access. Another difference lies in the financing problem. Fees mobile banking will be charged based on GPRS tariffs each operator. And for SMS banking costs the same in each telecom operator. For those of you who have a high enough activity, this offer provides much convenience and comfort of your transactions, especially for bank customers. Whatever you want to financial problems, this leading banking companies will always make it possible.
1. Switch to Mobile Banking
As a customer of one bank, you certainly know enough about mobile banking products. This facility would aim to facilitate your banking transactions anywhere and at any time. Mobile banking service has always been excellence every year, the level of mobility that the higher you will always be noticed by the mobile banking. Simply having a mobile phone certainly can be enjoyed either in a vehicle, home, office, etc. without the need to waste time activity.
With the use of mobile banking you can find information on deposit rates, the rupiah, to move funds between accounts or sending interbank funds. It’s just has not been able facilities withdrawing cash directly, such as ATM.
In addition, registration of mobile banking services quite easily. The customers are asked to submit an application, if the bank agrees, will proceed to the mobile phone operators who facilitated short message service (SMS) or Phase2 +. How to use it did not too complicated? Not much different from the way the use of SMS. Customers are only required to write down your PIN and live enter the desired message. A significant difference is the mobile phone used for mobile banking must be facilitated GPRS. The fee charged mobile banking will be charged based on the GPRS tariff each operator, utilizing all Bank facilities given a distinct advantage in your life. In addition to various facilities, comfort is always offered by the bank which often held the lottery program for its customers.
2. Cellular Phone functions as Mobile Banking
Along with the development of mobile phone growth, also appear different vociferous best services for the users. Banking business started to glance at. After implementing phone-banking and e-banking, is now heavily mobile-banking offering (M-Banking). All this would aim to attract new customers and serving our customers with good length.
For busy people, this new offer provides much convenience. First, M-Banking services likely to be a prima donna for the future. How could I not, with the increasing mobility of people is high, this one service in a very good condition. Even more so for those who live and trapped in a super busy city with its streets are always jammed even able to use this service. Original condition had a cell phone.
Second, all the things the customer needs are met through the phone screen menu. They do not need to go to the bank, find a safe parking space or waiting in line another line of customers who also need services. Not to mention having to deal with the bank officer who gave hospitality stingy. In short this facility will increasingly make our customers when there’s not much wasted.
Third, the services offered through m-banking start from just looking for information about the exchange rate, deposit rates to move funds between accounts or sending interbank funds. Of course only one who can’t do that is to withdraw money in cash.
Fourth, to obtain m-banking service is easy. The customer is only required to submit an application, if the bank agrees, will proceed to the mobile phone operator. Simply have a phone that has the facility short message service (SMS) or Phase2 +. How to use it did not too complicated? Not much different from the way the use of SMS. Customers are only required to write down your PIN and live enter the desired message.
Proved until now banking services will be able to beat the existing services such as ATM to e-banking, the reason of course for the current mobile phone population grew rapidly. Especially since 2006, there are many banks have proven its expansion with the company’s cellular operators so that customers can use mobile Banking facilities are more sophisticated and efficient in saving time.